Our end-to-end platform that takes care of data preparation, risk modeling, commercial optimization and behavioral pricing uses of all widely accepted Machine Learning Algorithms including XG Boost, Random Forest, Decision Tree as well as GLM and GAM for risk modeling. Moreover, we have developed our own methodology to make the results of the black box machine learning algorithms transparent, so that they become operationally usable instantly. With its integrated Rule & Rating Engine, Lumnion also allows for seamless time to market for any commercial price decisions.  Additionally, Lumnion’s platform allows to optimize pricing on a personal level using external data, getting 360 view of the customer. Our platform is fully integrated into core systems with APIs and is cloud-enabled.

Our platform consists of four modules that can also be used separately and independently from each other.

Bee Automated Data Preparation and Earned Premium Calculation
Cheetah Risk Pricing and Actuarial Modeling.
Dolphin Commercial Price Management Scenario Analysis
Pricing Engine Dynamic Pricing